2025 401k Maximum Contribution Catch Up. The base applies to younger savers,. Under secure act 2.0, certain simple accounts have an increased contribution limit.

The internal revenue service has announced adjustments on the limitations affecting retirement plans. 401(k) contribution limits for 2025 the 401(k) contribution limit for 2025 is $23,500 for employee salary deferrals, and $70,000 for the combined employee and employer.